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Cash Flow Forecast

A projection of money in and out over coming weeks or months, revealing shortfalls while there's still time to act.

A cash flow forecast projects expected receipts and payments forward — invoices due in, bills and wages due out — to show the bank balance at future dates.

Its value is early warning: a gap visible six weeks out can be fixed with invoicing pushes, delayed spending, or arranged finance. A gap discovered on the day cannot.

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